According to Jakob K (@JKronbichler), a significant trend has emerged as more fintech companies are adopting stablecoins for settlements over the past year, citing challenges such as fiat transaction delays, cash flow gaps, and the inefficiency of pre-funding requirements as major obstacles to scaling operations. This shift towards stablecoin settlement is enabling fintechs to streamline cross-border payments, reduce liquidity risks, and improve transaction speed, which could drive higher on-chain volumes and impact demand for leading stablecoins like USDT and USDC. Traders should monitor stablecoin market caps and transaction data for potential opportunities as fintech adoption increases (Source: Jakob K, Twitter).